Branch Team Leader - Microfinance

About the role

This Branch Team Leader position supervises the day-to-day credit operations of a microfinance branch, supporting the Branch Leader and ensuring that targets are met. The role covers loan documentation, client visits, loan recovery, staff management and the quality of the loan portfolio. Local applicants only.

Key responsibilities

• Soundly extend, plan, monitor and document loans for the branch.
• Exchange information with the Branch Leader and other departments and secure adequate information flow within the branch.
• Monitor loan collateral submitted by clients and, as recommended by the site, control and facilitate its sale in coordination with the legal officer.
• Visit clients before a new loan is given and verify them during group training.
• Ensure compliance with all regulations and consistent application of policies and procedures, including proper loan documentation.
• Follow up on bad borrowers and help with loan recovery.
• Plan and supervise marketing and promotional activities in the branch area.
• Analyse the monthly financial statement of the branch and take remedial action where needed.
• Supervise daily credit activities so that agreed targets are met, and consult the MIS department on monitoring and reporting issues.
• Maintain the quality of the loan portfolio and champion efforts to manage loan delinquency.
• Physically verify and appraise businesses before issuing loans and witness every disbursement.
• Manage the branch staff and act as principal advisor to the Branch Leader on staff matters.

Required profile

• Bachelor's degree in Business Administration, Economics, Management, Accounting, Finance or a related field, or Senior Six.
• 3 years of experience in MFI field operations.
• Local applicants only.