Credit Analyst

About the role

The Credit Analyst is responsible for assessing, analyzing, and evaluating credit applications to determine the creditworthiness of individuals, businesses, and other borrowers. The role involves conducting detailed financial analysis, identifying and mitigating credit risks, and providing recommendations to support sound lending decisions while ensuring compliance with the bank’s credit policies and regulatory requirements.

Key responsibilities

• Assess and evaluate credit applications to determine creditworthiness of individuals, businesses, and other borrowers.
• Conduct detailed financial analysis and identify potential credit risks.
• Develop recommendations to support sound lending decisions.
• Ensure compliance with the bank’s credit policies and regulatory requirements.

Required profile

• Familiarity with Bank Credit Policy and Standard Operating Procedures.
• Understanding of Risk Management Policy and Banking Law.
• Knowledge of BNR Regulations, Prudential Guidelines, and Internal Audit and Compliance Requirements.

What we offer

• Medical insurance for staff and dependents.
• Staff loans at discounted interest rates.
• Tuition fees for professional development courses.
• Gym membership.
• 13th monthly salary and leave allowance.